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FREQUENTLY ASKED QUESTIONS

Application & Eligibility

How do I apply for an Easy Payday Loan?


What documents do I need when applying for an Easy Payday Loan?


What if I do not have a utility bill in my name?


At what age can I apply for a loan?


Want to know how to qualify?

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Employment & 
Eligibility by Sector

I am a government employee, how do I qualify for an Easy Payday Loan?


I am a government contract worker, can I apply for an Easy Payday loan?


I work for a private company; can I apply for an Easy Payday Loan?


I work for myself; can I apply for an Easy Payday Loan?


What if my employer is not listed?

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Loan Amounts & Terms

How much money can I borrow from Easy Payday?


What is the term of the loan for government employees?


What is the term of the loan for government contract workers?


What is the term of the loan for private sector employees?

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Approval & Processing

How long does it take before I am approved for an Easy Payday Loan?


How long will it take for the funds to be received into my account after I've been approved?

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Loan Modifications

Can I top-up an existing loan and maintain the same payment?


What is the process for consolidation?

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Interest Rates & Fees

What is the interest rate?


Is there a deposit required, and if so, how much is it?

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Payments & Repayment

How are loan repayments made?


How can I determine the repayment amount for a loan?


What are your payment methods?


Is there a penalty for early repayment of a loan?


What's the maximum daily payment I can make on the principal of a loan?

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Account Management

How do I find out my payoff balance?


How do I get a statement of account?


How do I get a loan cancellation letter?


Is there a waiting period after I've paid off a loan before I can return for a new loan?

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Services & Locations

What services do you offer?


Does your company offer mortgage services?


Where are you located?


What are your office hours?


What if I live in the Family Islands?

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Referrals

Will I get paid when I refer a friend?

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Company Information

How long has your company been in operation?

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