Pips Perks is the Easy Payday loyalty program where borrowers earn points that can be applied to their account.
How to earn Pips Perks
You collect perks for:
Referring a new customer
When your friend signs up and takes out a loan, you both get Pips Perks.
Taking out a new loan
Every time you borrow, you earn perks - no hoops to jump through.
Making on-time repayments
Pay on time, every time, and your perks stack up.
Paying off your loan early
We’ll even give you perks if you finish paying before the loan’s due date.
Example: If you take out a loan, pay it back on time, and get a friend to sign up, you’re collecting perks at every step.
What can you do with your perks?
Put them toward your next loan
Use perks to lower what you owe - simple as that.
Convert them to cash
When you take out your next loan, cash your perks in at the same time for extra flexibility.
Perks stay good for 12 mont
after your last loan is paid off. No rush.
Three tiers. More perks as you go.
The more you use Easy Payday, the more you earn. We keep things simple with three tiers:
Spark
(just getting started)
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Earn perks for every loan and referral
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Basic reward rates
Sprout
(building up)
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Everything from Spark, plus bonus perks
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Early access to new offers
Bloom
(top tier)
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Highest perk rates including everything from Sprout
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Extra surprises as we roll them out
You’ll move up automatically as you use your account and collect perks. No need to sign up or reapply.
More benefits coming soon
We’re always adding new ways to make your perks go further – think local discounts, giveaways, maybe even birthday surprises. Watch this space!
Ready to get started?
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Already an Easy Payday customer? You’re earning perks right now.
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New here? Apply for your first loan and rack up your first rewards.
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Got questions? Message us anytime or check our FAQ - we speak your language.
Easy Payday puts you in control. We keep it fast, simple, and all about you. Because making money moves should always feel this easy.
