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Pips Perks

Earn rewards just for making money moves

At Easy Payday, we know every dollar counts - especially when life gets busy. That’s why we created Pips Perks, our simple, no-nonsense loyalty program. You get rewarded for things you’re already doing, like paying back loans on time, referring friends, or just joining us as a new customer.

How to earn Pips Perks

You collect perks for:

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  • Referring a new customer. When your friend signs up and takes out a loan, you both get Pips Perks.

  • Taking out a new loan. Every time you borrow, you earn perks - no hoops to jump through.

  • Making on-time repayments. Pay on time, every time, and your perks stack up.

  • Paying off your loan early. We’ll even give you perks if you finish paying before the loan’s due date.

 

Example: If you take out a loan, pay it back on time, and get a friend to sign up, you’re collecting perks at every step.

What can you do with your perks?

  • Put them toward your next loan. Use perks to lower what you owe - simple as that.

  • Convert them to cash. When you take out your next loan, cash your perks in at the same time for extra flexibility.

  • Perks stay good for 12 months after your last loan is paid off. No rush.

Three tiers. More perks as you go.

The more you use Easy Payday, the more you earn. We keep things simple with three tiers:

 

Spark (just getting started)

 

  • Earn perks for every loan and referral

  • Basic reward rates

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Sprout (building up)

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  • Everything from Spark, plus bonus perks

  • Early access to new offers

 

Bloom (top tier)

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  • Highest perk rates including everything from Sprout

  • Extra surprises as we roll them out

 

You’ll move up automatically as you use your account and collect perks. No need to sign up or reapply.

More benefits coming soon

We’re always adding new ways to make your perks go further - think local discounts, giveaways, maybe even birthday surprises. Watch this space!

Ready to get started?

  • Already an Easy Payday customer? You’re earning perks right now.

  • New here? Apply for your first loan and rack up your first rewards.

  • Got questions? Message us anytime or check our FAQ - we speak your language.

 

Easy Payday puts you in control. We keep it fast, simple, and all about you. Because making money moves should always feel this easy.

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